Easy To Get Student Loans Consolidating Student Loans? (Easy 10 PTS!)?

Consolidating student loans? (Easy 10 PTS!)? - easy to get student loans

I have over $ 25,000 in student loans federal government and $ 65,000 in private loans to students.

I just finished and I started a new job, which pays $ 40,000 per year. I have never made any form of credit at the university.

I just moved here, and get an apartment and a car loan they had received for my glory, and my parents had CoSign for all. For the electricity bill was, that my earnings will be preserved and eventually to a secured credit card that I had received my credit score.

I know that every time someone checks your score drops a few points, I assume, I'm crap.

How long should I wait to consolidate private loans? How long does it take for me to improve my credit score enough to make a difference? Loan consolidation is a good option for me? Thank you for your help.